Realtors Group: 5 Hurdles to Homeownership

The U.S. homeownership rate is stalled near a 50-year low because of a lethal economic cocktail of affordability challenges, student loan debt, tight credit conditions and housing supply shortages.

Despite steadily improving local job markets and historically low mortgage rates, there are five barriers that have prevented a significant number of households from purchasing a home, according to a new white paper titled “Hurdles to Homeownership: Understanding the Barriers” recently released in recognition of National Homeownership Month at the National Association of Realtors® Sustainable Homeownership Conference at University of California, Berkeley.

Led by a group of prominent experts, including NAR 2017 President William E. Brown, NAR Chief Economist Lawrence Yun and Berkeley Hass Real Estate Group Chair Ken Rosen, the conference addressed the dip and idleness in the homeownership rate, its drag on the economy and what can be done to ensure more creditworthy households have the opportunity to buy



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